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Smart Plan Design Brochure - OppenheimerFunds
Not FDIC Insured. May Lose Value. Not Bank Guaranteed. 7 STEPS TO. SMART PLAN DESIGN. Implement. Automatic. Enrollment. Rethink Target. Date Funds.
Smart_Plan_Design_Brochure.pdf

Plan Design and 401(k) Savings Outcomes - CiteSeerX
participation in the 401(k) plan, the distribution of employee contribution rates, ..... the SMarT plan had higher initial contribution rates but increased their 401(k) ...
Plan_Design_and_401_k__Savings_Outcomes.pdf?paperid=8498554

A Recent Successful Test of the SMarT Program - Vanguard
SMarT plan is an appealing strategy for spon- sors seeking to boost savings rates in their retirement programs. Sponsors might consider this feature in situations ...
SMarT_112002.pdf

Smart 401(k) Investing - finra
So it's important to understand every aspect of how your 401(k) plan works, ... FINRA's Smart 401(k) Investing takes you through the process of enrolling and ...
p426841.pdf

Your Retirement - Professional Capital Services
solution that gives you complete retirement plan life-cycle support, including innovative tools and ... Capital Services, LLC | www.PCS401k.com | 1-877-272- 401k ... plans to your clients. Our smart retirement solutions make it possible for you to.
PCS_Your_Retirement_Program_Your_Way.pdf

STAY IN THE SMART PLAN - City of Holyoke
Feb 12, 2015 ... Deferred Compensation SMART Plan (SMART Plan) account balance in the Plan . In fact, you have a number of options with your SMART.
Withdrawal-Request.pdf

"tax-smart" retirement income strategy - Putnam Investments
Effect of taxes on the success of an income plan. A historical analysis of different tax scenarios illustrates the survivability over various time periods of a ...
II866.pdf

How Much Can I Contribute?
1 Access to your SMART Plan Service Center and website may be limited or unavailable during periods of peak demand, market volatility, systems.
HowMuchContrib.pdf

SMART Plan
Dear SMART Plan Participant,. This issue of the SMART Plan newsletter offers insightful articles to help participants get the most out of their investments.
smartplannewsletter_3Q13.pdf

Retirement Plan Services - WoodTrust Bank
WoodTrust provides a comprehensive suite of retirement plan solutions. With over 30 ... Easy to follow plan enrollment from vWise SmartPlan. WoodTrust offers a ...
retirement_plan_services.pdf

The Automatic 401(k): A Simple Way To Strengthen - Urban Institute
Mar 7, 2005 ... structure of most 401(k) plans, workers do not participate ..... Table 1. Average Saving Rates (% of Salary) for the First Implementation of SMarT.
1000751-The-Automatic--k-A-Simple-Way-To-Strengthen-Retirement-Saving.PDF

Improving Outcomes with Electronic Delivery of Retirement Plan
In some contexts, plans can default participants into electronic delivery; for ..... computer ownership, and transition from cellular to “smart” phones.25.
improving_outcomes_with_electronic_delivery_of_retirement_plan_documents.pdf

Plan Design and 401(k) Savings Outcomes - Pension Research
participation in the 401(k) plan, the distribution of employee contribution rates, ..... the SMarT plan had higher initial contribution rates but increased their 401(k) ...
BWP2004-04.pdf

Saving For Retirement on the Path of Least Resistance - Harvard
of 401(k) plans that can either facilitate or hinder their employees' retirement savings ...... future actions, the SMarT plan alleviates problems of self-control and  ...
Saving for Retirement on the Path of Least Resistance.pdf

VALIC
Sign up for your employer's plan. Enroll. AIG ... OWN YOUR FUTUREA Smarter Approach To Retirement Planning ... Smart technology keeps you on track.
Monthly Budget Worksheet.pdf

Implications of Participant Behavior for Plan Design - AB Global
consumer finance and participant behavior in defined contribution plans. He received his ..... Average Savings Rates for SMarT Participants as. Compared to ...
r29284_implications_0131_wp.pdf

Retirement Savings Vehicles
The chief benefit of these retirement plans is the substantial tax advantages they .... contributions over the year may be smart is that it allows you to take advantage of dollar cost ..... deposit the money from a 401K into your rollover IRA.
mod6.pdf

Lessons from Behavioral Finance for Retirement Plan - CiteSeerX
lessons of behavioral finance, we conclude by outlining plan design alternatives ..... that advice; many more, just over 160, signed up for the SMarT plan instead, ...
Lessons.pdf

2015 Benefits Highlights - Federal Reserve Bank of Philadelphia
Live Smart, Plan Smart ... While the Federal Reserve intends to continue its benefits plans and programs, ... You are eligible for plan benefits if you are a regular.
benefits-highlights.pdf?la=en

401k Right… Making ERISA Plans Serve the Interest of All
retirement plan clients, and Bernie Madoff who stole billions from investors ... 401k Right supports workers by presenting employers with smart ways to maximize ...
401k_Right_FSB_Article.pdf